Securities America Inc.

Securities America, Inc. is a registered broker/dealer and a Member FINRA/SIPC. All customer brokerage accounts at Securities America, Inc. are carried by National Financial Services, LLC (“NFS”), a Fidelity Investments Company, or by Pershing, LLC, (“Pershing”) a subsidiary of The Bank of New York Company, Inc. Investments carried by both NFS and Pershing are protected in accordance with the Securities Investor Protection Corporation (“SIPC”) up to $500,000 (including cash claims limited to $100,000). An explanatory brochure is available at SIPC.org. Both companies have arranged additional protection for cash and securities to supplement its SIPC coverage. This additional coverage provided through Lloyd's of London will protect assets up to an overall aggregate level of $1 billion for assets in custody at the clearing firm including $1.9 million cash. Neither coverage protects against a decline in the market value of securities. Securities America, Inc. also serves as the corporate agency for the distribution of insurance products. Through this agency, Securities America provides its representatives with a complete line of insurance, annuity and ancillary products. Choose from term, universal and traditional life products, as well as a full range of disability, long-term care and health coverage products.